Know the cost before you borrow — then check the license
Compare how Texas loan types work, what they can cost and which risks to check. We do not accept applications or sell your loan details.
Compare safely
A lower monthly payment can still mean a more expensive loan
Work out the full cost
Compare APR, fees, repayment dates and the total amount repaid—not just the amount you receive today.
Check the license
Search the Texas OCCC records and confirm the exact legal name before you share personal or bank information.
Read before you sign
Check the payment schedule, late fees, rollover terms and what the lender can do if you miss a payment.
Compare Texas Loan Types
Learn how each product works before you visit a lender. Published ranges are educational examples, not quotes or offers.
Personal Loans
Unsecured personal loans with fixed rates and predictable monthly payments. Ideal for debt consolidation, home improvement, or major purchases.
Payday Loans
Short-term loans designed to cover expenses until your next paycheck. Fast approval with minimal requirements.
Bad Credit Loans
Loan options designed for borrowers with low credit scores or limited credit history. Higher approval rates with flexible requirements.
Installment Loans
Structured loans repaid in equal monthly installments over a set period. More manageable than lump-sum repayment options.
Title Loans
Secured loans using your vehicle title as collateral. Higher amounts and lower rates than unsecured options, but your vehicle is at risk.
Emergency Loans
Fast-funded loans for urgent financial needs. Get approved and funded within hours, not days.
Loan Payment Calculator
Estimate your monthly payment before you apply.
* This calculator provides estimates only. Actual rates, terms, and payments may vary based on your credit profile, lender, and loan type. APR includes both interest rate and any applicable fees.
Loans by Texas City
Read about rules and loan types in your city
Guides for 50 major Texas cities. View all cities →