Texas Loan Guide

Loans in Dallas, Texas

Looking for a loan in Dallas? Whether you live in Dallas County or the surrounding area, Texas Loan Guide connects you with licensed lenders serving the Dallas metropolitan area. With a population of 1,304,379, Dallas is home to numerous lending options — from major national lenders to local Texas-based companies. Compare rates, terms, and approval requirements without affecting your credit score.

Dallas Lending Quick Facts

  • County: Dallas County, Texas
  • Population: 1,304,379
  • Payday Lending Status: Legal (through licensed CABs)
  • Regulator: Texas OCCC
  • Local Ordinance: Yes — additional payday/title loan restrictions apply

Available Loan Types in Dallas

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Check rates from 100+ Texas lenders — no credit impact.

$15,000
$5K$50K
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Top Lenders Serving Dallas, TX

#1
T

TexasRate Personal

4.9

Premium personal loan provider offering the lowest rates for qualified Texas borrowers. Ideal for debt consolidation and major purchases.

APR Range
5.49% - 24.99%
Loan Amount
$2,000 - $50,000
Min. Credit Score
640
Funding Speed
2-3 business days
  • Lowest rates for good credit
  • No origination fee
  • Loan amounts up to $50,000
  • Rate match guarantee
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Checking rates will not affect your credit score

#2
L

LendUp Financial

4.8

A trusted online lender offering competitive personal loans to Texas residents. Known for fast approvals and transparent terms with no hidden fees.

APR Range
5.99% - 29.99%
Loan Amount
$1,000 - $40,000
Min. Credit Score
580
Funding Speed
1-2 business days
  • No origination fee
  • Soft credit check for pre-qualification
  • Autopay discount of 0.25%
  • Direct deposit to bank account
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Checking rates will not affect your credit score

#3
L

Lone Star Lending

4.6

Texas-based lender focused on serving the Lone Star State. Offers personal, auto title, and installment loans with local customer service.

APR Range
8.99% - 34.99%
Loan Amount
$500 - $25,000
Min. Credit Score
550
Funding Speed
1-3 business days
  • Texas-based customer support
  • Multiple loan types available
  • No prepayment penalties
  • Credit score improvement program
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Q

QuickFund Texas

4.5

Specializing in same-day funding for Texas borrowers. Offers payday and installment loans with a streamlined online application process.

APR Range
12.99% - 35.99%
Loan Amount
$200 - $5,000
Min. Credit Score
None
Funding Speed
Same day
  • No minimum credit score
  • Same-day funding available
  • Simple online application
  • Flexible repayment options
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Checking rates will not affect your credit score

Loan Payment Calculator

Estimate your monthly payment before you apply.

$2,000
$100$25,000
15.0%
1%36%
12 months
3 mo60 mo
Monthly Payment
$180.52
Total Payment
$2166.20
Total Interest
$166.20

* This calculator provides estimates only. Actual rates, terms, and payments may vary based on your credit profile, lender, and loan type. APR includes both interest rate and any applicable fees.