Texas Loan Guide

Terms of Use

Last Updated: March 2026

Please read these Terms of Use (“Terms”) carefully before using the Texas Loan Guide website at texasloan.guide (“Service”). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Description of Service

Texas Loan Guide is a free online loan comparison marketplace that connects consumers with participating lenders and lending partners. We do not make loans, process applications, or make credit decisions. Our role is limited to facilitating the connection between borrowers and lenders.

2. Eligibility

To use our Service, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Have a valid email address and phone number
  • Provide accurate and truthful information

Certain loan products may not be available in all states or to all applicants. Eligibility for specific loans depends on the individual lender's criteria.

3. Accuracy of Information

You agree to provide accurate, current, and complete information when using our Service. Submitting false, misleading, or fraudulent information is prohibited and may result in denial of loan applications, account termination, and potential legal action.

4. No Financial Advice

The content on Texas Loan Guide is provided for informational purposes only and does not constitute financial, legal, or tax advice. We are not a financial advisor, and our comparisons and information should not be relied upon as the sole basis for making financial decisions. We strongly encourage you to consult with a qualified financial professional before entering into any loan agreement.

5. Loan Terms and Conditions

All loan terms, conditions, rates, fees, and repayment schedules are determined solely by the individual lender, not by Texas Loan Guide. You are responsible for carefully reviewing all terms provided by any lender before accepting a loan offer. We do not guarantee any specific rates, terms, or approval outcomes.

6. Third-Party Relationships

Our Service may contain links to or integrations with third-party websites, lenders, and service providers. We are not responsible for the content, privacy practices, terms, or reliability of any third-party websites or services. Your interactions with third parties are solely between you and the third party.

7. Intellectual Property

All content on Texas Loan Guide, including text, graphics, logos, design elements, and software, is the property of Texas Loan Guide or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

8. Prohibited Uses

You agree not to:

  • Use the Service for any unlawful purpose
  • Submit false or misleading information
  • Attempt to gain unauthorized access to our systems or networks
  • Use automated tools (bots, scrapers) to access or extract data from the Service
  • Interfere with or disrupt the operation of the Service
  • Impersonate another person or entity
  • Submit loan requests on behalf of another person without their consent

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or secure. We do not warrant the accuracy, completeness, or timeliness of any information provided through the Service, including but not limited to APR ranges, loan amounts, and lender information.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TEXAS LOAN GUIDE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, ANY LOAN OBTAINED THROUGH THE SERVICE, OR ANY CONDUCT OR CONTENT OF ANY THIRD PARTY.

11. Indemnification

You agree to indemnify, defend, and hold harmless Texas Loan Guide, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts located in Texas.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page with an updated “Last Updated” date. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms.

14. Contact Information

If you have questions about these Terms, please contact us at:

Email: legal@texasloan.guide