Loans in Waco, Texas
Looking for a loan in Waco? Whether you live in McLennan County or the surrounding area, this guide explains the main products and checks that apply. With a population of 138,486, Waco is home to numerous lending options — from major national lenders to local Texas-based companies. Check the total cost, repayment terms and the lender's license before you apply.
Waco Lending Quick Facts
- County: McLennan County, Texas
- Population: 138,486
- Payday Lending Status: Legal (through licensed CABs)
- Regulator: Texas OCCC
- Local Ordinance: Standard Texas state regulations apply
Available Loan Types in Waco
Texas focused
State rules and local limits
License first
Check the OCCC before applying
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Plain-language guides
Costs, risks and alternatives
Loan Payment Calculator
Estimate your monthly payment before you apply.
$2,000
$100$25,000
15.0%
1%36%
12 months
3 mo60 mo
Monthly Payment
$180.52
Total Payment
$2166.20
Total Interest
$166.20
* This calculator provides estimates only. Actual rates, terms, and payments may vary based on your credit profile, lender, and loan type. APR includes both interest rate and any applicable fees.